GET THE OUTDOOR SPACE YOU WANT WITHOUT PUTTING THE PROJECT ON HOLD
Landscaping Financing for Rhode Island Homeowners
A well-designed outdoor space is an investment in how you live at home. GrandScapes offers landscaping financing options that give homeowners across Rhode Island the flexibility to move forward with their project—design, construction, and planting—without waiting for the timing to feel perfect.
Move Forward With the Full Project
Many homeowners have a clear vision for their outdoor space but hesitate when it comes to timing the investment. Landscape project financing provides a way to move forward without scaling back the project or delaying it for another season. Instead of compromising on the design or phasing everything out over time, you can complete the full project and start enjoying it sooner.
GrandScapes works with trusted lending partners to offer flexible landscaping payment plans for landscape projects of all sizes. Whether you're planning a new patio, outdoor living space, or a complete landscape transformation, we can help you find an approach that works for your budget and goals.
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A longer-term financing option designed to keep monthly payments lower while allowing you to complete your full project upfront.
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.
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A shorter-term option with a lower interest rate, ideal for homeowners who want to pay off their project more quickly.
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.
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A no-interest option if paid within 12 months, giving you the flexibility to complete your project now and pay it off quickly.
Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, on approved credit, for a limited time. 19.99% fixed APR, effective as of January 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.
FINANCING
How It Works
Applying for landscape project financing is a straightforward process and can be done before or during your consultation. Once approved, financing can be used toward many aspects of your project, including design, hardscape construction, planting, and other improvements.
Our team will walk you through available options and help you understand what makes the most sense for your project.
FAQS
Questions Homeowners Ask About Landscaping Financing
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Financing is available for a wide range of landscape projects, including patios, walkways, retaining walls, planting installations, outdoor living spaces, and full design-build projects.
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Financing can be explored before your consultation or during the design and proposal process. We’ll guide you through the options once we understand your project goals and scope.
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Financing may be applied to the full scope of your project, including design, materials, and installation. Specific terms and amounts are determined during the application process.
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The impact depends on the financing program and how the application is structured. We’ll help explain the process so you understand what to expect before moving forward.
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Some homeowners use financing to complete their entire project at once, while others use it to move forward with certain phases sooner. We can discuss what approach works best for your situation.
